Travel Insurance is something that can’t be ignored for any international or domestic travel. Be it a week-long trip or a year-long trip.
Though we have hardly opted for insurance for domestic travel but of late we prefer having an international travel insurance.With so many reports of delayed flights, baggage loss or missing the connecting flight – having a good travel insurance on the go is of utmost importance. A travel insurance plan can cover you from financial losses, damages, flight delays and medical expenses.
It is even mandatory to have an insurance before applying for VISA for European countries.
WHY IS TRAVEL INSURANCE IMPORTANT?
Because it covers the following …
Medical emergency and treatment
Stolen, lost or damaged luggage
Emergency situations where you had to resume your trip or cancel your trip
Missing connecting flight
Losing personal belonging
Getting robbed overseas
Emergency evacuation in case of natural calamities, terrorist attacks or any other uncalled-for situation
Last but not the least, peace of mind when you’re on holiday.
Good to Know
Understand the policy well – Most of us don’t take out time to read the documents properly and end up signing the document without even contemplating the ifs and buts, so make sure you read, understand and ask all your queries prior to signing the policy document.
Single or Multi-Trip Insurance: Check whether it’s for an individual trip, or multiple trips are covered. If you travel a lot, then a multi-trip insurance cover is a better option.
Proof of Document: Make sure to keep all the bills intact and safe with you as many insurance companies ask for proofs in the form of bills to refund the money.
Adventure Activities: Not many insurance companies cover adventurous activities like hiking, bungee jumping etc. So, make sure to choose the one which covers for all your adventurous activities in case you are planning to do any in your trip.
Contact Number or Email ID: Keep important contact numbers and email IDs handy to reach out in the case of emergency.
In short, try opting for an insurance which is right for you and your budget.
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This post was written in collaboration with Bharti AXA Insurance.